Disclosure
Reward Rate Qualifications per cycle: 1. Make 10 Point of Sale purchases with your Grand Bank Visa card 2. Set-up One Direct Deposit or ACH auto debit 3. Enroll and receive electronic statements *Reward Rates 4.01% Annual Percentage Yield (APY) paid on balances between one penny and $25,000, and 1.01% APY paid on all amounts above $25,000 each cycle the minimum qualifications are met. If you do not meet the qualifications per cycle, your account will still function as a free checking account earning Base Rate 0.25% APY; however, it will not receive ATM fee refunds for that time period. Rates as of July 15, 2008. We may change the interest rate and APY at any time after the account is opened. No minimum balance required; however, you must deposit $100 to open this account. Available to personal accounts only. No monthly service charge.
**ATM refunds up to $20 per cycle, $20 per item when qualifications are met.

