Personal Checking

Personal Checking Account

Convenient and economical

  • Your personal checking account is free of monthly service charges. 
  • Unlimited check writing privileges.
  • No minimum balance required.

No Frills Checking Account

New Jersey Consumer Checking Account

  • Your personal checking account that does not require a minimum balance. 
  • A service charge fee of $3.00 will be charged each statement cycle. 
  • A check service charge fee of $ .50 will be charged for each check in excess of 8 paid during a statement cycle.

N.O.W. Account

Personal checking account with interest

  • Interest is compounded daily and credited monthly when you maintain a daily collected balance of $ 1,000.00 or more.
  • If your average daily balance falls below $ 1,000.00 a $ 10.00 monthly service charge will be applied.

 

Money Market Personal Checking Account

Earn market rates on your checking account

  • Maintain a daily collected balance of$ 2,500.00 or more.
  • Your interest rate is tiered on your balance.
    • Balance under $ 2,500.00      Your interest rate increases at:
    • Balance of $   2,500.00 to $ 9,999.99
    • Balance of $ 10,000.00 to 24,999.99
    • Balance of $ 25,000.00 to 49,999.99
    • Balance of $ 50,000.00 or more
  • Interest is compounded daily and credited monthly. 
  • If your average daily balance falls below $ 2,500.00 a $ 10.00 monthly service charge will be applied.
  • Transfers from a Money Market Checking account to another account or third parties by pre-authorized, automatic or telephone transfer are limited to six per statement cycle.
  • A service charge of $ 10.00 will be charged for each debit that exceeds the transaction limitations. 
  • If this transaction limit is exceeded three times in any 12 months cycle, the account will be converted to a non-interested bearing   account in accordance with Federal Regulations

Overdraft Checking

Protection from overdraft, plus an automatic line of credit
Avoid accidental overdrafts, protect yourself from overdraft fees and have access to cash when you need it.  Apply for an Overdraft Checking Line of Credit when you open a Personal Checking account