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Compare Checking Accounts

All accounts include:

All of Grand Bank's customers are welcome to enjoy the FREE benefits of electronic statements, internet banking, and Grand Bank's mobile apps.*

Free Business Checking...AND WE MEAN IT!!

  • NO Monthly Service Charges
  • NO Minimum Balance
  • UNLIMITED Check Writing
  • NO Deposit Fees
  • FREE Business Debit Card
  • FREE Mobile App, Online Banking & Bill Pay

Grand Business Checking

Interest bearing account for sole proprietorships, nonprofit organizations, and state and local governments.

  • Interest is compounded and credited monthly when you maintain a daily collected balance of $2,500.00 or more.  If the average daily balance falls below $2,500.00, a monthly service fee of $10.00 is applied.

Business Money Market Account

Earn market rates on your checking account balance when you maintain a daily balance of $5,000.00 or more. Balances under $5,000.00 earn no interest.  Fees could reduce earnings; rate may change after account opening.

  • Interest is compounded daily and credited monthly (if your daily balance falls below $5,000.00, a monthly service charge of $10.00 is applied)
  • There are no limits on the number of transfers or withdrawals that you may make in person at any of our branches, or at an ATM.
  • You may make up to six withdrawals from your account per statement period. A withdrawal is a transfer from a Money Market account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer, or by check, draft, debit card, or similar order.  If you exceed this limitation in any 12-month cycle, the account will convert to a noninterest bearing account in accordance with Federal Regulations.
  • A $10.00 service charge will be imposed for each withdrawal over six per statement period.
  • See rates page

Check-Mate Business Overdraft Checking

  • Protection from overdrafts, plus an automatic line of credit
  • Lines of Credit available from $5,000 to $25,000 at a floating rate of Wall Street Journal Prime + 2.5%
  • Zero balance required for 30 days annually
  • Application Fee $100.00


Debit Card Restrictions

As a result of increased Debit Card Fraud and our concern for your protection effective immediately you will be required to use your PIN (Personal Identification Number) instead of your signature for certain debit card transactions. This restriction applies to the following countries:

  • South Africa
  • India
  • Dominican Republic
  • Mexico

If you have any questions concerning this new restriction, please call 609.269.2619. Restrictions are subject to change without notice.


*Wireless carrier charges may apply.